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Subscriber only, premium content. Sunday, November 3

Business Insurance Solution Arcs

Winner of the 2012 Silver Eddie award for best online tools, our Solution Arcs present in-depth information about timely business challenges, taking readers through a three-stage process from identifying and analyzing a problem to implementing solutions. Solution Arcs include original Business Insurance content as well as Editor's Picks highlighting relevant outside views and resources. We will continue to add content to these features as new dimensions and solutions emerge.



How to contend with emerging risks as the economy continues to recover

Failing to keep pace with developing risk management trends can put a company at a competitive disadvantage and threaten its bottom line

How to achieve the most benefits from a captive insurer

Picking the wrong domicile or failing to keep up with regulatory changes can limit the success of captive insurance programs.

Surge in public violence demands sharper focus on risk management and security

Recent violent acts in public places, from college campuses to movie theaters, increase liabilities and safety concerns for many businesses and institutions.

Attaining risk management nirvana: Depends on coordinated disaster planning between public and private sectors

Public entities and municipalities often are pushed to the brink in a catastrophe, exposing gaps in risk management and preparation for disasters.



How companies can properly conduct criminal background checks on workers and potential hires

Employers caught between concern about workers' and customers' safety and the Equal Employment Opportunity Commission's focus on the disparate effect on minorities.

Executive risks: New landmark federal regulation and creative plaintiffs' lawyers bring new corporate threats

Directors and officers of publicly owned firms face significant increases in liability exposures in their jobs and when serving on corporate boards.

Helping employers contend with the heightened threat of whistle-blowers

New state and federal laws give financial incentives to whistle-blowers to come forward, reinforcing the need for employers to develop a strategy to avoid these allegations.


How employers can better manage the pharmaceutical portion of their workers compensation programs

Escalating prescription drug costs, along with inappropriate dispensing of painkillers, make it essential for workers comp payers to manage claims more effectively.

Employers can use a managed care approach to reduce workers compensation costs

Determining the optimum amount of managed care services for workplace injury claims presents challenges for employers.

How employers can manage difficult claims-adjusting challenges, while keeping workers compensation costs in check

Obtaining desirable results from work comp claims adjusters requires employers' attention to third-party administrator practices.

How employers can avoid potential pitfalls dealing with Medicare liens and set-asides

For employers and insurers, Medicare Secondary Payer compliance rules are complicated, often causing delays and additional expenses that add to workers compensation claims costs.


How mid-market companies can guard against merger and acquisition risks

Unintentional misrepresentations made to close a deal could have costly consequences for midsize organizations

How companies can protect their employees overseas and minimize international business travel risks

Employers face exposures to health and safety risks when their employees go abroad, especially to emerging nations, either as part of a corporate global expansion or for business travel.

How companies can prevent employees from stealing their intellectual property

Employee theft is a pervasive problem among U.S. businesses, eroding income and leading sometimes to a company's demise.


How the insurance industry can attract and retain top talent

Insurers and brokers can no longer solely rely on traditional sources to acquire and cultivate smart employees.

How brokerages can develop successful growth strategies

Insurance brokers and agencies face stark choice: Grow or see their competitive edge slowly vanish.

What insurers need to know to take advantage of big data in risk analysis and modeling

Laden with aging technology infrastructure, insurers struggle to capitalize on a new era of advancement in data gathering and analysis vital to their future competitiveness.


How companies can ensure they get maximum employee participation in defined contribution plans

With the shift from defined benefit plans, 401(k) and other defined contribution plans have become employees' only retirement program, leaving those who don't participate with inadequate retirement savings.

Pension landscape shifts, as employers revamp retirement benefits

Employers are hard-pressed to offer defined benefit pension plans, resulting in a departure from traditional retirement plans.

Evolving health care marketplace: Examining private health insurance exchanges and how employers can utilize them

Employers' problems offering medical plans led to private health insurance exchanges, but it's unclear if exchanges will ease the pain.

What companies need to know as they assess medical coverage options

Employers face numerous financial and compliance challenges as key health care reform deadlines loom.

What companies need to know about reducing their pension plan risks

Employers face the challenge of minimizing pension plan risks triggered by historically low interest rates, volatility in the equities markets and increasing administrative costs.